{"id":328,"date":"2024-03-21T10:26:00","date_gmt":"2024-03-21T10:26:00","guid":{"rendered":"https:\/\/www.crsmile.com\/blog\/?p=328"},"modified":"2025-10-20T20:45:55","modified_gmt":"2025-10-20T20:45:55","slug":"will-dental-insurance-cover-an-emergency-visit","status":"publish","type":"post","link":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/","title":{"rendered":"Will Your Dental Insurance Cover an Emergency Visit?"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg\" alt=\"A woman suffering from a dental emergency\" class=\"wp-image-329\" style=\"width:302px;height:201px\" srcset=\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg 800w, https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314-300x200.jpg 300w, https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<p>All in all, a <a href=\"https:\/\/www.crsmile.com\/emergency-dentistry.html\">dental emergency<\/a> is bad enough on its own. The situation can leave you frazzled and scrambling for the nearest dentist. So, you don\u2019t want to find yourself worrying, \u201cWill dental insurance cover an emergency visit?\u201d Leaving this question unanswered just adds to your stress. Luckily, your Rock Hill dental practice can address your concerns. Read on to learn how and why dental insurance can cover a trip to the emergency dentist.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Remember the 100-80-50 Rule<\/h2>\n\n\n\n<p>In fact, many dental plans do cover urgent oral care. Plan providers tend to view it as an essential expense. That said, you\u2019ll likely owe a deductible or co-pay for treatment. Most coverage for dental emergencies sticks to the 100-80-50 rule. This guideline divides covered care into three categories:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Preventive Services <\/strong>\u2013 Preventive services are almost always covered at 100%. These include dental checkups, teeth cleanings, oral X-rays, etc.<\/li>\n\n\n\n<li><strong>Basic Procedures <\/strong>\u2013 Coverage usually reaches 80% for simple or \u201cbasic\u201d procedures. That number would apply to dental fillings, root canals, and simple extractions.<\/li>\n\n\n\n<li><strong>Major Procedures <\/strong>\u2013 Major procedures like bridges and implants get the least coverage. Most plans cover about 50% of their cost.<\/li>\n<\/ul>\n\n\n\n<p>Given the rule above, insurance should cover your emergency care. It\u2019ll pay off at least some of any basic and major procedures you get.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Note the Kind of Dental Plan You Have<\/h2>\n\n\n\n<p>Aside from the 100-80-50 rule, take note of your specific dental plan. The kind you have will affect how much you pay for your urgent care.<\/p>\n\n\n\n<p>Today, most dental plans are either PPOs or DHMOs. A PPO will let you see dentists in and out of the provider&#8217;s network, but the co-pay is lower when you stay in-network. Meanwhile, a DHMO only covers dentists that your provider approves of. Any care outside that group won\u2019t qualify for coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Consider Other Financing Options<\/h2>\n\n\n\n<p>With or without insurance, there are other ways to finance urgent oral care. The most notable of these are a dental practice\u2019s payment options. With the right one, your emergency visit can easily fit your budget.<\/p>\n\n\n\n<p>For instance, find out if a dentist has an in-house membership plan. This option would give you discounts on (among other things) urgent services. In exchange, you\u2019d simply need to pay a moderate annual fee.<\/p>\n\n\n\n<p>You could also consider flexible financing. Many dentists now work with third-party financiers, who help patients pay for care monthly. With this setup, you could slowly cover the cost of your dental emergency.<\/p>\n\n\n\n<p>Dental insurance should cover an emergency visit. However, talk to your dental provider to get more exact details.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Practice<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.crsmile.com\/\"><em>Ross &amp; Sourlis Family Dentistry<\/em><\/a><em><u> <\/u>is based in Rock Hill, SC. Led by its <\/em><a href=\"https:\/\/www.crsmile.com\/meet-the-dentists.html\"><em>two amazing and skillful dentists<\/em><\/a><em>, our practice gives each patient the best dental care possible. That means we offer custom treatments that span preventive, cosmetic, and restorative dentistry. Plus, our office is well-equipped to handle all sorts of dental emergencies. For more details or to book a visit, you can reach us on <\/em><a href=\"https:\/\/www.crsmile.com\/contact.html\" target=\"_blank\" rel=\"noreferrer noopener\"><em>our website<\/em><\/a><em>\u00a0or by phone at\u00a0<strong>(803)-592-6201.<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>All in all, a dental emergency is bad enough on its own. The situation can leave you frazzled and scrambling for the nearest dentist. So, you don\u2019t want to find yourself worrying, \u201cWill dental insurance cover an emergency visit?\u201d Leaving this question unanswered just adds to your stress. Luckily, your Rock Hill dental practice can [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-328","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Will Dental Insurance Cover an Emergency Visit? | Coombs, Ross &amp; Sourlis Family Dentistry<\/title>\n<meta name=\"description\" content=\"When you have an urgent oral issue, will dental insurance cover an emergency visit? Read on to learn the answer from your Rock Hill dentist.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Will Dental Insurance Cover an Emergency Visit? | Coombs, Ross &amp; Sourlis Family Dentistry\" \/>\n<meta property=\"og:description\" content=\"When you have an urgent oral issue, will dental insurance cover an emergency visit? Read on to learn the answer from your Rock Hill dentist.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\" \/>\n<meta property=\"og:site_name\" content=\"Ross &amp; Sourlis Family Dentistry of Rock Hill Blog\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-21T10:26:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-20T20:45:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"crsmile\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"crsmile\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\"},\"author\":{\"name\":\"crsmile\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/f85509003ad7db8b24ae67c8378e3ff5\"},\"headline\":\"Will Your Dental Insurance Cover an Emergency Visit?\",\"datePublished\":\"2024-03-21T10:26:00+00:00\",\"dateModified\":\"2025-10-20T20:45:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\"},\"wordCount\":519,\"image\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\",\"url\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\",\"name\":\"Will Dental Insurance Cover an Emergency Visit? | Coombs, Ross & Sourlis Family Dentistry\",\"isPartOf\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg\",\"datePublished\":\"2024-03-21T10:26:00+00:00\",\"dateModified\":\"2025-10-20T20:45:55+00:00\",\"author\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/f85509003ad7db8b24ae67c8378e3ff5\"},\"description\":\"When you have an urgent oral issue, will dental insurance cover an emergency visit? Read on to learn the answer from your Rock Hill dentist.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage\",\"url\":\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg\",\"contentUrl\":\"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg\",\"width\":800,\"height\":533},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.crsmile.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Will Your Dental Insurance Cover an Emergency Visit?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/#website\",\"url\":\"https:\/\/www.crsmile.com\/blog\/\",\"name\":\"Ross &amp; Sourlis Family Dentistry of Rock Hill Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.crsmile.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/f85509003ad7db8b24ae67c8378e3ff5\",\"name\":\"crsmile\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/acfd89e123a24d91fc3700e9c67a396b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/acfd89e123a24d91fc3700e9c67a396b?s=96&d=mm&r=g\",\"caption\":\"crsmile\"},\"url\":\"https:\/\/www.crsmile.com\/blog\/author\/crsmile\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Will Dental Insurance Cover an Emergency Visit? | Coombs, Ross & Sourlis Family Dentistry","description":"When you have an urgent oral issue, will dental insurance cover an emergency visit? Read on to learn the answer from your Rock Hill dentist.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/","og_locale":"en_US","og_type":"article","og_title":"Will Dental Insurance Cover an Emergency Visit? | Coombs, Ross & Sourlis Family Dentistry","og_description":"When you have an urgent oral issue, will dental insurance cover an emergency visit? Read on to learn the answer from your Rock Hill dentist.","og_url":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/","og_site_name":"Ross &amp; Sourlis Family Dentistry of Rock Hill Blog","article_published_time":"2024-03-21T10:26:00+00:00","article_modified_time":"2025-10-20T20:45:55+00:00","og_image":[{"width":800,"height":533,"url":"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg","type":"image\/jpeg"}],"author":"crsmile","twitter_card":"summary_large_image","twitter_misc":{"Written by":"crsmile","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#article","isPartOf":{"@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/"},"author":{"name":"crsmile","@id":"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/f85509003ad7db8b24ae67c8378e3ff5"},"headline":"Will Your Dental Insurance Cover an Emergency Visit?","datePublished":"2024-03-21T10:26:00+00:00","dateModified":"2025-10-20T20:45:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/"},"wordCount":519,"image":{"@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg","inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/","url":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/","name":"Will Dental Insurance Cover an Emergency Visit? | Coombs, Ross & Sourlis Family Dentistry","isPartOf":{"@id":"https:\/\/www.crsmile.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage"},"image":{"@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg","datePublished":"2024-03-21T10:26:00+00:00","dateModified":"2025-10-20T20:45:55+00:00","author":{"@id":"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/f85509003ad7db8b24ae67c8378e3ff5"},"description":"When you have an urgent oral issue, will dental insurance cover an emergency visit? Read on to learn the answer from your Rock Hill dentist.","breadcrumb":{"@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#primaryimage","url":"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg","contentUrl":"https:\/\/www.crsmile.com\/blog\/wp-content\/uploads\/2024\/04\/AdobeStock_490863043__4___1712264993_39314.jpg","width":800,"height":533},{"@type":"BreadcrumbList","@id":"https:\/\/www.crsmile.com\/blog\/2024\/03\/will-dental-insurance-cover-an-emergency-visit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.crsmile.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Will Your Dental Insurance Cover an Emergency Visit?"}]},{"@type":"WebSite","@id":"https:\/\/www.crsmile.com\/blog\/#website","url":"https:\/\/www.crsmile.com\/blog\/","name":"Ross &amp; Sourlis Family Dentistry of Rock Hill Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.crsmile.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/f85509003ad7db8b24ae67c8378e3ff5","name":"crsmile","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.crsmile.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/acfd89e123a24d91fc3700e9c67a396b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/acfd89e123a24d91fc3700e9c67a396b?s=96&d=mm&r=g","caption":"crsmile"},"url":"https:\/\/www.crsmile.com\/blog\/author\/crsmile\/"}]}},"_links":{"self":[{"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/posts\/328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/comments?post=328"}],"version-history":[{"count":5,"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/posts\/328\/revisions"}],"predecessor-version":[{"id":656,"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/posts\/328\/revisions\/656"}],"wp:attachment":[{"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/media?parent=328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/categories?post=328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.crsmile.com\/blog\/wp-json\/wp\/v2\/tags?post=328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}